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No broker fee equity release mortgage advice in Watford Call Us

Want to know more about equity release?

Watch our two-minute video that will explain how equity release could work for you.

Would you like to know more, call us on 0800 999 3339.

Free equity release calculator

See how much you could release with our simple lifetime mortgage calculator.

Estimated property value
(please call for properties valued higher than £1.5m)
Age of youngest homeowner
Outstanding mortgage balance
(leave as £0 if you have no mortgage)
You would be able to release a maximum of
equity from your home.
Higher loan amounts may be available. Please ask for a personalised illustration.
If you just need some helpful, friendly advice, call us now on 0800 999 3339, you'll get straight through to a qualified equity release specialist. If its more convenient, you can simply Book a chat.
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Understanding lifetime mortgages

Your property wealth can become accessible without selling your home through a lifetime mortgage, commonly known as equity release. Tax-free funds tied up in your property become available, offering financial flexibility in later life. Options include borrowing against your property's value or selling a portion (or all) of it to secure either a lump sum or regular income payments. For added convenience, many plans provide the opportunity to withdraw additional funds later as your needs evolve. This financial solution is designed for homeowners aged over 55 who either own their property outright or have an existing mortgage (which would need to be settled using the equity release funds).

Is equity release a safe financial solution?

Complete peace of mind comes with our equity release products, as we operate under stringent Financial Conduct Authority (FCA) regulation. Your protection is guaranteed through robust financial safeguards. When taking out a lifetime mortgage through our service, we provide a no-negative-equity guarantee—meaning neither you nor your estate will ever repay more than your property sells for, provided it's marketed at a fair market value.

How you might use released equity?

Financial freedom in retirement becomes yours with equity release, with the funds available to support whatever matters most to you. Many homeowners choose to enhance their living environment through renovations, purchase a new vehicle, eliminate outstanding debts, or simply enjoy the security of additional retirement income. The possibilities reflect your unique priorities and aspirations for your later years.

Here are a few of the most common reasons people choose equity release.

Repaying existing debts Repaying
debts
To support the family
Supporting
family
To fund care home fees
Funding
home care
For dream holidays
Dream
holidays
For home improvements
For home
updates
University or weddings costs University or weddings
Would you like to know more in detail, please call us on 0800 999 3339 or simply Book a chat.

About our team


Personalised financial guidance forms the cornerstone of our approach at Equity Release and Mortgage Partnership Watford. Our dedicated team specialises in creating bespoke mortgage and equity release solutions tailored to your individual circumstances and objectives. With decades of combined experience in the financial services sector, we help clients navigate complex financial decisions with confidence and clarity. Our advisers take pride in distilling complicated options into straightforward explanations, ensuring you fully understand all aspects before making any decisions.

Local knowledge combined with national expertise enables us to provide truly relevant advice for Watford residents considering equity release. We understand the regional property market and how this influences the options available to you.

Ongoing support continues long after your initial equity release arrangement, as we provide regular reviews to ensure your plan continues to meet your evolving needs throughout retirement. Our commitment extends beyond the transaction to supporting your financial wellbeing for the long term.

The core of our mission involves securing your financial future, and we remain dedicated to providing comprehensive support throughout every stage of the process. With our blend of professional expertise and personal service, we're here to help you create a more financially comfortable and secure retirement.



Why people choose us

Seamless process management

From initial enquiry to completion, our team handles all administrative elements and paperwork, eliminating complexity and providing a stress-free experience.
 

Respected industry professionals

Having built our reputation on delivering reliable, straightforward advice and exceptional service quality, you can feel confident you're in capable hands with our experienced advisers.
 

Comprehensive market access

Through our extensive lender connections, we compare a wide spectrum of plans to identify the perfect match for your individual circumstances and requirements.

Call us 0800 999 3339

Book a free consultation with Richard or Tom today

Telephone

0800 999 3339

Email

Email us

Business hours

Mon-Sat | 09:00 to 20:00

Book a chat

Appointments are available late into the evening and on the weekend.

 


Equity release mortgages for Watford homeowners aged 55 and over.

YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY DEBT SECURED ON IT.

Equity Release and Mortgage Partnership Ltd is directly authorised and regulated by the Financial Conduct Authority (FCA) and is entered on the financial services register http://register.fca.org.uk under reference 986900. Privacy Notice. Update cookies preferences

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Equity Release and Mortgage Partnership Watford